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Print  Wednesday, June 9, 2010     Dog Insurance

Why do people get dog pet insurance? * Veterinary care costs are rising every year; the typical vet visit costs more than $100. * Unexpected veterinary expenses, and new veterinary health procedures, cost money. * You never know when some nervous neighbor is going to sue a dog owner. * Because they love their dogs. Having dog health insurance means never having to ask myself "can I afford this vet bill?" * The bottom line: You pay a low, flat monthly fee, and your dog's health care is covered.

What is the best dog pet insurance provider? I selected QuickCare Pet Health Insurance because they run good rates, and answered my questions patiently.

What does dog pet insurance cover? Dog insurance covers a lot of things, depending on the plan and the options you choose: * Injuries, illnesses, accidents, and other health problems in your dog * Including long-term illnesses like epilepsy, and routine problems (infections, allergies, etc) * Medically necessary surgeries and other emergency visits * Holiday reimbursement * Dog dental care * Lawsuits filed against you related to your dog * Acupuncture and other pain control, or physical therapy * Loss or theft of your dog, death, euthanasia, and burial * Third-party lack-of-coverage

How does dog insurance work? How does dog insurance work?Just like any other insurance - you pay a small monthly premium to maintain a coverage policy. When you need the insurance to cover a bill, you file a claim with the ensurer. As with any kind of insurance, all the people who are paying their premiums, provide the dog insurance company with a bank resource, which you tap into when you file a claim.

What "comparison shopping" questions do I need to ask when buying dog insurance? Go through my own list below, and figure out what matters to you. Then, ask every competing dog insurance provider. Listen carefully, and expect to wade through insurance industry mumbo-jumbo in search of clear answers about their dog insurance policies: * Can I choose my own veterinarian? Is my current veterinarian covered? * Are illnesses covered? Is there any limit to which illnesses are covered? * Questions to ask a dog insurance providerAre hereditary health problems and pre-existing conditions covered? * Does coverage eventually expire for pre-existing conditions? * Is cancer covered? * (Repeat "is _________ covered" for all your dog's pre-existing conditions.) * Are accidents covered? (Dog hit by car, dog attacked by wild raccoon, etc) * Am I covered if someone else's uninsured dog causes harm to my dog? * Are emergency hospital visits covered? * Are third-party claims covered? * Will old age affect my premiums? * What annual claims limits are there? What per-claim cost limits are there? * What are my co-payment terms for each claim? * What is the process, and time-line, for filing a claim? And of course, the big one: How much does dog insurance cost? Not much. Dog insurance premiums usually start around $10 a month for minimum coverage. I went with a lot of optional coverage, and only pay about $35 a month per dog.

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Previous Newsletters by Date

Wednesday, August 25, 2010 - CPR
Tuesday, August 10, 2010 - Switching to Adult Food from Puppy Food
Tuesday, August 10, 2010 - Switching to Adult Food from Puppy Food
Tuesday, August 10, 2010 - Achieving Balance   TRAINING TIP
Tuesday, August 10, 2010 - Why does your dog bury treats or toys?
Thursday, June 10, 2010 - Dog Agility   TRAINING TIP
Thursday, June 10, 2010 - Spin   TRICK TIP
Thursday, June 10, 2010 - How To Stop Separation Anxiety In Dogs   TRAINING TIP
Wednesday, June 9, 2010 - Dog Insurance
Wednesday, June 9, 2010 - Teaching Dog Tricks   TRICK TIP
Wednesday, June 9, 2010 - Let's Go Leash walking   TRAINING TIP
Friday, May 28, 2010 - Go Natural
Friday, May 28, 2010 - Go Natural
Monday, May 24, 2010 - The Perfect Garden Dog   TRAINING TIP
Monday, May 24, 2010 - The Perfect Garden Dog   TRAINING TIP
Monday, May 24, 2010 - Go Natural
Monday, May 24, 2010 - Go Natural
Thursday, March 25, 2010 - Recall Outside   TRAINING TIP
Thursday, March 25, 2010 - Herbs for Arthritis
Friday, February 26, 2010 - Meat Eater
Monday, February 8, 2010 - It is cold out side so spice up your pets diet.
Monday, December 21, 2009 - HAPPY HOLIDAYS
Friday, August 21, 2009 - Teaching the whistle for a recall   TRAINING TIP
Thursday, August 20, 2009 - Events and Pets eating poop and anal glands health.
Wednesday, June 24, 2009 - Socialization worksheet   TRAINING TIP
Tuesday, June 23, 2009 - We are currently seeking Volunteers
Wednesday, March 25, 2009 - Drop it   TRICK TIP
Tuesday, March 24, 2009 - An unusual new sight for a new puppy   TRAINING TIP
Monday, March 23, 2009 - HELP volunteers/foster or tax right off
Wednesday, February 4, 2009 - Teach your dog to shake hands.   TRICK TIP
Monday, February 2, 2009 - Teach the dog to come.   TRAINING TIP
Wednesday, January 21, 2009 - Pet Owners Beware
Friday, December 19, 2008 - Shake hands   TRICK TIP
Thursday, December 18, 2008 - Through the k-9 eyes   TRAINING TIP
Thursday, December 4, 2008 - Thinking of buying a new dog for Christmas?
Tuesday, October 14, 2008 - Jumping Up   TRAINING TIP
Monday, October 13, 2008 - Prevent Halloween Havoc
Friday, August 29, 2008 - Submissive Urination   TRAINING TIP
Friday, August 28, 2008 - October 25th : Saturday Mcnallys & Sanors Dog fest 1st.
Tuesday, July 9, 2008 - A. Guarding behaviors   TRAINING TIP
Tuesday, July 8, 2008 - All dog Food i not created equal
Friday, June 6, 2008 - Summer and heat and other prevention tips
Monday, April 21, 2008 - Spring is in the air so please beware: Things you did not know could harm your pet.
Friday, March 7, 2008 - Spring is coming I promise & so are the fleas



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